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Source: http://nbcsports.msnbc.com/id/21134540/vp/51952295#51952295
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Wednesday, May 22, 2013
Monday, May 20, 2013
Jamie Dimon under pressure ahead of investor vote
FILE - In this Wednesday, June 13, 2012, file photo, JPMorgan Chase CEO Jamie Dimon, head of the largest bank in the United States, testifies before the Senate Banking Committee on Capitol Hill in Washington. Dimon, chairman and CEO of the biggest U.S. bank, faces a key test this week: His shareholders are voting on whether to let him keep both jobs. (AP Photo/J. Scott Applewhite, File)
FILE - In this Wednesday, June 13, 2012, file photo, JPMorgan Chase CEO Jamie Dimon, head of the largest bank in the United States, testifies before the Senate Banking Committee on Capitol Hill in Washington. Dimon, chairman and CEO of the biggest U.S. bank, faces a key test this week: His shareholders are voting on whether to let him keep both jobs. (AP Photo/J. Scott Applewhite, File)
NEW YORK (AP) ? Jamie Dimon, chairman and CEO of the country's biggest bank, faces a key test this week: His shareholders are voting on whether to let him keep both jobs.
It's been just more than a year since his bank, JPMorgan Chase, revealed a surprise trading loss that tarnished its usually stellar reputation in Washington and on Wall Street, and what a difference it has made. Shareholder groups are calling for the bank to strip him of his chairman job, a move that would be a bruising referendum against a man who's normally chieftain even among other big-bank CEOs. They're also lobbying to kick out multiple long-time board members, saying they should have done more to detect or prevent the trading loss.
In all, it's a powerful reminder of how fortunes can quickly shift in the banking industry, and how banks, supposedly chastened by the financial crisis, are still stumbling through regulatory and legal crises.
On Tuesday, at the bank's annual meeting in Tampa, Fla., union group AFSCME, the New York City Comptroller's Office and other fund managers will ask bank shareholders to approve a proposal asking JPMorgan to split the roles of chairman and CEO, and to give the chairman job to someone who isn't a bank employee. The underlying idea is to install stricter checks and balances against Dimon and other top bank executives.
A similar measure got 40 percent approval at last year's meeting, which was held just days after the bank announced the so-called London whale loss. In the previous six annual meetings where Dimon has been both chairman and CEO, shareholders have been asked about separating the roles four times, and last year marked the highest level of votes in favor of the idea. In 2007 and 2008, only about 15 percent of shareholders voted for similar measures.
"Even a Master of the Universe can be swallowed by a London whale," said AFSCME president Lee Saunders. The loss is nicknamed for the location of the trader who made the outsized bets on complex debt securities that went wrong, eventually losing the bank $6 billion.
Both Glass Lewis and Institutional Shareholder Services, two influential firms that give advice to big shareholders, are recommending that the jobs be split. Glass Lewis is also recommending getting rid of six of the 10 independent board members, and ISS recommends booting three.
The board has defended Dimon. It says that keeping him in both jobs is its "most effective leadership model." It's an arrangement that they are used to: Six of the 10 independent board members are or have been the simultaneous chairman and CEO of other businesses. Lee Raymond, who is No. 2 on the board behind Dimon, is the retired chairman and CEO of Exxon Mobil.
The board also points out that JPMorgan has done well under Dimon, who guided it through the financial crisis and nursed it to emerge as one of the strongest banks in the country. It says it meets regularly without him and has taken steps to clean up the practices that caused the trading loss, including cutting Dimon's 2012 pay ? down 19 percent to $18.7 million, according to Associated Press formulas for executive compensation, though the bank calculates that it cut his pay by half.
At an investor conference in February, Dimon dismissed the groups lobbying to separate the jobs as "all the union investors," and called the debate "a sideshow." He also said that he wouldn't have gone to Bank One, a troubled Chicago bank that he took over and turned around in the early 2000s, if the bank hadn't given him the leeway to be both chairman and CEO. "Troubled company, big turnaround, divided board?" he said. "Not me. Life is too short."
It's not clear what would happen if shareholders vote to take away Dimon's chairman job. The proposal is non-binding, so technically the bank doesn't have to follow it. In 2009, shareholders at Bank of America voted to split the jobs, and the bank took away the chairman title from chairman and CEO Ken Lewis. Later that year, he resigned from the bank entirely.
Last year, shareholders at just four U.S. companies voted to split chairman and CEO roles, according to ISS. So far this year, shareholders at only one company, department store chain Kohl's, have voted to separate the jobs.
At a public company, the board is essentially supposed to be the boss of the CEO, hiring and firing him and reining him in from risky practices that could hurt shareholders. Shareholder activists say that if the CEO is also running the board, then the board can hardly police him. Many companies argue that the CEO knows the company better than anyone and is best equipped to run the board as well.
Dimon, 57, a native of Queens and grandson of a Greek immigrant, is an essential player in banking's world order. During a time of increased public anger against the industry, and as some of his peers tried to fly under the radar, he was outspoken, defending big paydays for bankers and criticizing some of the government's proposed new rules for the industry. He was President Obama's confidante in the banking industry, and then the banking leader with the guts and credibility to challenge him.
"He's obviously a brilliant executive," said Brandon Rees, acting director of the investment office at the AFL-CIO, a union group that supports splitting the roles. "But it's a rare quality for brilliance to be accompanied by lack of hubris."
Not everyone thinks that getting rid of Dimon would be best for shareholders. CLSA analyst Mike Mayo predicts that the stock would plunge 10 percent, noting there's no obvious successor. Nomura analyst Glenn Schorr, writing to clients last week after a meeting with Dimon, said he found it "fascinating" that investors were considering "shrinking the role of one of the best managers there's ever been in the business."
What everyone agrees on is this: From a public relations perspective, it's been a tough year at JPMorgan Chase & Co. Many of Dimon's highest-level executives have departed, including co-chief operating officer Frank Bisignano, who left in April to become CEO of payment processor First Data. The bank is also under extra scrutiny from regulators who are examining not only the trading loss but also the bank's foreclosure practices, its controls for preventing money laundering and other areas.
"Let me be perfectly clear: These problems were our fault, and it is our job to fix them," Dimon wrote in the annual letter to shareholders this year. "In fact, I feel terrible that we let our regulators down."
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G Data InternetSecurity 2014
We're almost five months into 2013, and you know what that means, right? Yes, it's time for the 2014 security product lines to appear! G Data InternetSecurity 2014 is the first security suite I've reviewed that has 2014 in its name, but others will be along soon enough.
At $44.95 for three licenses, G Data costs less than many of its competitors. Even Ad-Aware Pro Security 10.5 costs $48. And G Data comes with a full complement of suite features, adding the antispam and parental control components that Ad-Aware lacks. Some of the components work very well, others aren't quite as impressive.
New Interface
G Data's 2014 product line boasts a brand-new user interface with big, touch-friendly buttons that select among five important pages: SecurityCenter, Virus protection, Firewall, Parental controls, and Autostart Manager. Many security products use a green banner when everything's fine, changing to yellow or red if there's a problem. G Data's window is always red across the top, but icons on the SecurityCenter page change to point out areas needing attention.
G Data AntiVirus 2014 shares a lot with this suite. It has the exact same SecurityCenter, Virus protection, and Autostart Manager pages; it just lacks Firewall and Parental controls.
Mixed Antivirus Protection
Since the antivirus component of this suite has exactly the same capabilities as G Data AntiVirus 2014, I'll simply summarize my findings here. You can get full details in my review of the antivirus.
I hit some snags during G Data's cleanup of my twelve malware-infested test systems. The antivirus scanner mistakenly quarantined some essential Windows files, leaving two of the systems unbootable. Recovery required use of the G Data Boot Medium, a German keyboard layout chart, and a cram course in Linux. Whew!
G Data scored poorly in my malware removal test, with a detection rate of 58 percent and an overall score of 4.3 points, both values the lowest of all products tested using my current malware collection. Kaspersky PURE 3.0 Total Security scored best in this group, with 6.0 points, though Ad-Aware Pro's 83 percent detection rate was highest.
Tested against my previous malware collection, Norton Internet Security (2013), Webroot SecureAnywhere Complete 2013, and Comodo Internet Security Complete 2013 all scored 6.6 points. For details on this test's methodology, see How We Test Malware Removal.
G Data fared much better in my malware blocking test, detecting 92 percent of the samples and scoring 9.2 points. Only Ad-Aware Pro scored better against the same samples, with 94 percent detection and 9.4 points. Webroot did best among products tested with the previous collection, scoring a near-perfect 9.9 points. For a full explanation of this malware blocking test, see How We Test Malware Blocking.
When I tried to download the same malware samples again, G Data blocked all access to many at the URL level. It wiped out others during the course of the download process. Its behavior blocker properly left valid PCMag utilities alone while blocking actual malware.
The independent testing labs give G Data's technology good marks overall. It scored especially well in tests by AV-Comparatives, earning ADVANCED+ (the top rating) in two tests and ADVANCED in a third. Note, though, that Bitdefender Internet Security 2013 earned top marks from all of the labs I follow. For more about the labs and the tests they run, see How We Interpret Antivirus Lab Tests
Source: http://feedproxy.google.com/~r/ziffdavis/pcmag/~3/ZJHoPJOmA9M/0,2817,2419021,00.asp
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Hezbollah steps up Syria battle, Israel threatens more strikes
By Khaled Yacoub Oweis
AMMAN (Reuters) - Lebanese Hezbollah militants attacked a Syrian rebel-held town alongside Syrian troops on Sunday and Israel threatened more attacks on Syria to rein the militia in, highlighting the risks of a wider regional conflict if planned peace talks fail.
Activists said it was the fiercest fighting in Syria's two year-old civil war involving Hezbollah, a Shi'ite group backed by Iran which they said appeared to be helping President Bashar al-Assad secure a vital corridor in case Syria fragments.
Speaking from Qusair near the border with Lebanon's Bekaa Valley, activist Hadi Abdallah said Syrian warplanes bombed the town in the morning and shells were hitting the town at a rate of up to 50 a minute. At least 52 people were killed.
"The army is hitting Qusair with tanks and artillery from the north and east while Hezbollah is firing mortar rounds and multiple rocket launchers from the south and west," he said.
Assad poured scorn on the idea that a U.S.- and Russian-sponsored peace conference planned for Geneva next month would end fighting that is deepening the sectarian fault lines between Sunnis against Shi'ites across the Middle East.
"They think a political conference will halt terrorists in the country. That is unrealistic," he told the Argentine newspaper Clarin, in reference to the mainly Sunni groups seeking to unseat him.
Assad declared "No dialogue with terrorists", but it was not clear from his remarks whether he would agree to send delegates to a conference that may falter before it starts due to disagreements between its two main sponsors and their allies.
The opposition will agree its stance on the proposed peace conference in a meeting due to start in Istanbul on Thursday, during which it will also appoint a new leadership.
Israeli Prime Minister Benjamin Netanyahu said his country was "preparing for every scenario" in Syria and held out the prospect of more Israeli strikes inside Syria to stop Hezbollah and other opponents of Israel getting advanced weapons.
"We will act to ensure the security interest of Israel's citizens in the future as well," Netanyahu said.
Israel has neither confirmed nor denied reports that it attacked Iranian-supplied missiles stored near Damascus this month that it believed were awaiting delivery to Hezbollah, which fought a war with Israel in 2006 and is allied with Assad.
REBELS UNDER PRESSURE
Attacks by troops and militias loyal to Assad, who inherited power in Syria from his father in 2000, have put rebel brigades under pressure in several of their strongholds across the majority-Sunni country of 21 million people.
In one attempt to strike back, opposition sources said rebel fighters had abducted the father of Deputy Foreign Minister Faisal Mekdad in the province of Deraa, one of many tit-for-tat kidnappings being carried on by both sides.
"Mekdad's nephew was taken before, and exchanged for Free Syrian Army (rebel) prisoners. The speculation is that a similar deal will be struck for his father," said activist Al-Mutassem Billah of the opposition Sham News Network.
In the fighting near Lebanon, rebel fighters clashed with mechanized Syrian army units and Hezbollah guerillas in nine points in and around Qusair, 10 km (six miles) from the border, activists said.
The region is needed by Assad, who is from the Alawite sect, an offshoot of Shi'ite Islam, to secure a route from Hezbollah's strongholds in the Bekaa to areas near Syria's Mediterranean coast where many Alawites live, they said.
Opposition sources say Syria's coastal region could serve as an Alawite statelet if Assad should lose control of Damascus, a potential fragmentation of Syria along ethnic and sectarian lines that raises the prospect of many more deaths.
Sources in Lebanon's Bekaa Valley said shells fired by rebels had hit the edges of the town of Hermel, a Hezbollah stronghold, but no casualties were reported.
Syrian Television said troops "leading an operation against terrorists in Qusair" had reached the town centre.
"Our heroic forces are advancing toward Qusair and are chasing the remnants of the terrorists and have hoisted the Syrian flag on the municipality building. In the next few hours we will give you joyous news," the television said.
But al-Siddiq Brigade, one of several Islamist units defending Qusair, including the al Qaeda-linked al-Nusra Front, said in a statement that attempts to storm the town had failed and that 45 government troops and Hezbollah guerrillas had been killed in the battles.
Abu Imad, another activist in the Qusair region, said the rebel grip was tenuous but the army was far from in control.
"If Qusair falls, it will be a big problem because the regime will be in control of most of the countryside south of the city of Homs and the rebel forces holding Old Homs will be squeezed," he said.
The United Nations says at least 80,000 people have been killed in the conflict, which started with peaceful protests against four decades of rule by Assad and his late father.
(Additional reporting by Suleiman al-Khalidi in Amman and Jeffrey Heller in Jerusalem; writing by Khaled Yacoub Oweis and Philippa Fletcher; Editing by Kevin Liffey)
Source: http://news.yahoo.com/hezbollah-steps-syria-battle-israel-threatens-more-strikes-173440000.html
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Selena Gomez Billboard Awards Dress Looks Like A 'Spring Breakers' Costume (PHOTOS)
Surely Selena Gomez knew all eyes would be on her at the Billboard Music Awards. While the whole world wondered why the singer would be seated next to her on-again, off-again boyfriend, we were a little more distracted by her outfit.
Selena showed up in a skintight white Atelier Versace gown... accessorized with glow sticks? On closer inspection, we realized Gomez' dress featured neon trim, perhaps a nod to the DayGlo brights she sported in March's "Spring Breakers" -- and her ponytail and flyaway strands would certainly be welcome on the beach. A sheer panel cut from collarbone to hip added requisite sex appeal, and zipper embellishments toughened up the look.
What do you think of Selena's "Spring Breakers"-esque Billboard Awards dress?
PHOTOS:
See all the looks from the Billboard Awards 2013 blue carpet:
Want more? Be sure to check out HuffPost Style on Twitter, Facebook, Tumblr, Pinterest and Instagram at @HuffPostStyle.
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Do you have a style story idea or tip? Email us at stylesubmissions@huffingtonpost.com. (PR pitches sent to this address will be ignored.)
Source: http://www.huffingtonpost.com/2013/05/19/selena-gomez-billboard-awards-dress-photos_n_3304025.html
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Wednesday, May 8, 2013
Monday, March 25, 2013
How To Find Safe Online Business Opportunities | Content for Reprint
Word Count: 989 Date:
There are so many scams on the internet so I understand if you are looking for safe online business opportunities which you can be sure are leading you in the right direction and at least to some sort of success without the lies, fake promises and unrealistic expectations.
Chances are, you have already spent money on some of the make money online products and courses or got involved with one of the thousands of online business opportunities promoted online. The hype sales pages promise you instant money from commissions coming into your bank account while you spend the time doing things you like, lying on the beach drinking a cocktail of your choice, an internet business in a box, push button, just copy and paste, type way to make money with hardly any work involved.
Unfortunately it's getting worse and the number of these types of products is growing daily. There are millions of people who are trying to make extra money online and are falling for these scams. Some will argue that these programs and products are not scams but if you use the criteria of what value is offered to the buyer and what is actually promised in the sales letter or sales video, then most of these online business opportunities are scams.
So what can you do to avoid paying or joining an online business opportunity that will just cost you money or more importantly your time and the risk that you will invest your resources, using outdated techniques and practices which could actually be harmful to your credibility or your success? Here are some important things to consider when searching for safe online business opportunities.
Only consider spending your money with someone who stands openly in front of the offer with their name, real proof of why you should trust him or her. Make sure that when you find out their name to search them in Google and at least look up if they are actually a real person. They should have their personal website, be on places like Linkedin, published something of value and have a positive footprint.
If there is a gorgeous young woman, a hired actress pitching an easy way to riches with a one shoe fits all approach that anyone can do with no experience or website needed, no technical skills needed, no writing needed, then just walk away and don't even bother to look into it. Just remember or write down the website address so you can avoid it in the future but best is to ignore it.
If there are amazing promises of unbelievable earnings and screenshots of those earnings of a zillion dollars and x amount of cents with a lot of mansions, million dollar yachts and offcourse the absolute must of all scam sales pages, a latest model red Ferrari, to mention a few, then just use your mouse productively and get out. This brings me to the next point.
If you've started watching the sales video or sales page and you are not sure about whether to trust this guy, if you click to close the page and get another page asking you to stay on the page for a Special Offer with a discount offered, you try to close it again and there is another discount and another, that is a sure sign that the value of that product is just as low as the discounts on offer. Again not worth wasting your time with that either.
I would recommend that you work on getting real skills and proficiencies first. It is important to first gain the basic knowledge of how things work on the internet. The subject is huge to talk about in this article but understanding the process of owning and hosting your website, content creation, search engine optimization, writing sales copy, traffic generation and many other links in the chain is a start.
However, this general knowledge is just the beginning. You must acquire skills which will enable you to do research and choose your field, register your domain, host your site, know how to optimize your site, add content to it, learn how to drive free and paid traffic , how to monetize your content and so on.
You need to be good at basics before you can go on and achieve great success and. Learn to walk before you can start thinking of participating in the World Athletics Championship.
The problem is people don't want to put in the hard work and gain the necessary skills which are a must to succeed at anything, rather they keep searching for an easy push button solutions and go from one opportunity to another.
The real diamond of information you can take with you from my article here, in my opinion, is that you need to concentrate on getting real online skills. You need to be able to do things like log into your website, change anything you want to it, add more content or change your links and banner ads for example without relying on someone to do that for you. You need to know the technical part of building a list and writing copy.
Believe me, all that requires a lot of work, meaning time which we all in this age have in limited quantities. Here is a thought I'll leave you with regarding safe online business opportunities. There is no such thing as, completely "safe", which is especially true when talking about business in general.
After saying all that, if you have at least some of the skills mentioned here, it will be easy for you to choose safe online business opportunities and work on building a business and not waste your precious time chasing one business opportunity after another.
Starting a home based business to earn income online takes a significant amount of time and energy upfront to get things going. Not seeing results immediately can be discouraging and cause people to give up too early. In this article, we look at the process of starting a home based business and working through the frustrations to be there when the sales come flowing in.
Being an entrepreneur and earning multiple streams of income is a dream that many have, but in reality it does take some initial hard work to achieve this. Earning multiple streams of income is the wave of the future, and here are some tips and advice for you when you are looking for ways in which to do this for yourself.
Cyber marketing has now become an indispensable segment of e-commerce as well as the internet and World Wide Web related topics. Cyber marketing simply refers to a technique of attracting potential customers by advertising your products or services through such means as websites, emails, and banners.
Businesses go to so much trouble when there is one sure-fire, simple, very inexpensive way to attract new clients to a business: Teach a free class. That is what article marketing is like. Your articles are just like free classes. You teach your target readers something helpful in your article. Your resource box then says, "If you enjoyed this article you can visit my website and apply what you have learned."
If you want your SEO to work you now need to concentrate on appeasing Google Panda, and to do this you need to know what Google Panda's spiders/bots will be looking for. Find out here how to search engine optimise your website for the latest Google Panda algorithm, and achieve the success you deserve.
Source: http://www.content4reprint.com/internet-marketing/how-to-find-safe-online-business-opportunities.htm
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